Does Aaa Cover Boat Towing

Choose A Membership Plan To Fit Your Boating Needs

Basic Membership

BoatUS pays the first $50 for on-the-water towing, jump-starts, fuel delivery and soft ungroundings

Service good on all boats you own, borrow or rent

Opportunity for free enrollment as a West Advantage Gold Rewards Member, earning the highest level of rewards at West Marine

BoatUS pays 50% for dock-to-dock tows for repairs

Reimbursement up to $2,500 for tows outside of TowBoatUS service area

BoatUS pays 100% for on-the-water boat towing, jump-starts, fuel delivery and soft ungroundings

Service for all inland lakes, rivers and waterways

BoatUS pays 50% for dock-to-dock tows for repairs

Reimbursement up to $2,500 for tows outside of TowBoatUS service area

BoatUS pays 100% for on-the-water boat towing, jump-starts, fuel delivery and soft ungroundings

Service for all waterways, coastal and inland

Unlimited Saltwater Towing Membership, Plus:

BoatUS pays 100% for dock-to-dock tows for repairs

Reimbursement up to $3,000 for tows outside of TowBoatUS service area

Use your cell phone to call the closest TowBoatUS Company listed in our online service locator.

Best For Road Trips: Aaa

Going on a road trip? Call AAA before you go to get the best roadside assistance plan for road trips. Their unbeatable towing distance on higher plans means you wont be paying out of pocket to get a tow from the middle of nowhere.

• Extensive benefits, even for Classic plans

• Legendary customer service

• Extra perks and discounts included

• RV and motorcycle coverage available

• Only covers four events per year

• Most expensive option for families

With one of the longest towing services, plus trip interruption coverage, AAA has become the gold standard in roadside assistance for long road trips. Since 1902, AAA has brought motorists together. These days, AAA offers an extensive range of covered services, with tons of extra perks and benefits included.

Even the most basic roadside assistance plan, the Classic, boasts an impressive standard. At $81 per year, youll receive towing up to three miles, up to $50 toward lockout services, fuel delivery, winching, and even included travel accident insurance if youre more than 50 miles from home. Additional family members can be added to your plan for $59 each per year.

Anyone can go online to purchase one of AAAs roadside assistance plans. If you are in need of assistance, you can call their toll-free phone number or use their website or smartphone app. Their customer service team is there for you 24/7.

Progressive Insurance: 45 Stars

Progressive coverage is affordable and offers a number of valuable add-ons like rental car reimbursement, custom parts and equipment value, and roadside assistance. While its roadside assistance is a little more expensive than other providers, it is also the most comprehensive. We think most customers will be satisfied with Progressive’s towing service.

We also like Progressive for its plans for high-risk drivers, including drivers in their 20s and those with DUIs on their driving record. Plus, Progressive is highly rated by industry professionals like AM Best.

Also Check: Where To Place Boat Registration Stickers

What Kind Of Roadside Assistance Would Tow A Travel Trailer

Are there any roadside assistance programs or insurance add-ons that will help tow a trailer? Recently, my family got stuck when our F150 wouldnât start. We had a travel trailer attached and while USAA would tow the truck, they wouldnât tow the trailer.

Answer

roadside assistancePlus RVtravel trailers, boat trailers, and utility trailers100 miles

• Flat-tire service

AAA Basic and Plus members who are in a collision up to 100 miles from home qualify for the trip interruption benefit, while Premier members can receive the benefit for a wider variety of reasons. Basic and Plus memberships also include daily credit monitoring, lost wallet assistance, and bicycle assistance up to the planâs towing limits. Premier members receive these perks, too, as well as $10,000 in identity theft insurance and coverage for motorcycles, RVs, and trailers.

Can I Legally Tow A Horse Trailer

You may tow a trailer with a MAM exceeding 750kg. To tow anything other than a very light horse trailer, you will need Category B+E on your licence. To get this you have to take an additional test. Its acceptable for a driver who passed their car test before 1997 to sit alongside a learner B+E driver.

Recommended Reading: How To Clean Mildew Off Boat Seats

Pros Of Aaa Membership

AAA membership has some clear benefits for drivers and vehicle owners. Some of these benefits arent available from competitors, like car insurance companies in-house motorist service packages.

Can I Use My Aaa For A Friend If Im Not There

According to AAA, the membership provides benefits to the actual member, not the vehicle. That means if you are with someone else who is having car problems, you can use your card to get service for their vehicle. The same would work if you dont have a membership but a friend traveling with you does.

Recommended Reading: How Do I Register My Boat In Colorado

The Final Word On Auto Insurance Coverage For Towing A Boat

If you are part of an accident where the boat you are towing inflicts damage on another car, then you could be covered by your liability policy for the damages.

However, the coverage will only extend up to your policy limits and will not cover you if the boat was not attached to the car or trailer when the accident occurred.

The reason boat insurance makes sense for avid boaters is that damage to your boat itself is not covered by your standard car insurance policy when you are towing it on public roads.

Consider the advantages of bundling your car and boat insurance through the same insurance company and that you have adequate coverage for the value of your boat.

When You Dig Deeper Into The Details Some Other Differences Appear

• AAA offers extrication and winching services with up to two vehicles and two drivers. If you end up off the road due to an accident or bad weather you would most likely need to be pulled out to be towed for service. This coverage could be a big win, if your RV ends up sliding into the ditch
• Good Sam offers trip interruption service. Reimbursement for the cost of meals, lodging and car rental if your vehicle is disabled due to a collision with another vehicle more than 100 miles from your home. Thats a pretty nice perk to have if you need it.
• AAA offers a similar service but calls it car travel interruption protection. If youre traveling by car and are 100 miles or more away from home and have a breakdown or accident while en route, or if your vehicle is stolen while en route, they will reimburse you for emergency expenses . Limits vary dependent on your membership package. This seems to only apply to your car and not your RV, so less helpful from an RVing perspective.
• AAA allows four roadside service calls per membership year. Good Sam does not have a limit on their roadside calls. Thats a huge plus for Good Sam.

WINNER Good Sam

Depending on the type of issue you have, one company or the other could be the winner for you. Stuck in a ditch? AAA is your friend. In a collision with your RV while you are away from home? Good Sam will take care of you.

Recommended Reading: Colorado Boat Registration

Aaa Rv Insurance Overview

The American Automobile Association is also known as Triple A, or AAA. Theyâre an established company that has a reputation for providing you with multiple services and great prices. Although theyâre most popularly known for having great roadside assistance, they also provide RV, auto, boat, and life insurance.

AAA Insurance provides RV coverage to the following 7 U.S. states:

• Alaska
• Utah
• Wyoming

To be eligible for an insurance policy with AAA you need to first become a member. The cost of this membership is an additional $119 per year. You need your ID and a clear photo of yourself to apply.

Aaa Extended Warranty Eligibility Requirements

• The vehicle is less than 15 years old
• The vehicle has less than 150,000 miles

Coverage and eligibility details can vary by state. It’s also worth noting that the AAA Vehicle Protection Plan is technically a vehicle service plan, which provides the same coverage as an extended warranty. However, vehicle service plans are offered by car insurance companies, whereas extended warranties are generally sold by dealerships or third-party companies. For more information, check out WalletHub’s guide to extended car warranties.

AAA costs vary by region, and each level of membership comes with different benefits. Roadside assistance from an insurance company is usually less expensive than AAA, but it often provides less coverage. For instance, AAA includes benefits besides roadside assistance, like discounts with affiliated companies, identity theft monitoring, and trip interruption coverage.

It’s also worth noting that AAA ranked below many competitors in WalletHub’s roadside assistance study because it has a large number of unresolved customer complaints. For more information, check out WalletHub’s study of the best roadside assistance plans.

Recommended Reading: Colorado Boating Registration

What Kind Of Damage Does Boat Insurance Cover

Boat insurance often covers your boat from physical damage in the water or on the road. Sometimes it covers physical damage to your hauling trailer, either included with your policy or through trailer add-on coverage.

Towing coverage may be included in your boat insurance policy. While not required, boat insurance is usually a good idea for large or valuable boats that would be expensive to cover out of pocket.

Boat insurance covers your boat from:

• Collision

• Vandalism

Emergency Repair Cheque Acceptance

CAA Roadside Assistance contractors will accept your personal cheque of up to $400 CAD per occurrence for emergency auto repairs when no other means of payment is available. This service is limited to emergency repairs that must be carried out in order to make the vehicle operable. A valid membership card must be presented at the time of payment.

Recommended Reading: How To Remove Mold And Mildew From Vinyl Boat Seats

Its All About You We Want To Help You Make The Right Car Insurance Coverage Choices

Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.

Our car insurance industry partnerships dont influence our content. Our opinions are our own. To compare quotes from many different car insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

• Most insurance companies will consider the load you are towing behind your vehicle to be covered under your insurance policy if it inflicts damage on another vehicle
• Some companies may offer an add-on to your standard car insurance policy that covers boat towing, trailer towing, or your RV itself
• First and foremost, boaters and RVers will want to make sure that their insurance policy covers any personal effects in the load they are towing
• Adding this to your policy may increase the premium slightly, but as any boater knows, the personal items stored in a boat are often as valuable and sometimes as expensive as the boat itself

• Additional Considerations for Boat and Vehicle Insurance

Our Take On Progressive Roadside Assistance

Progressive roadside assistance is one of the more costly roadside assistance programs compared to other insurers. However, it is only slightly more expensive than competitors, and in some cases may be less expensive overall if your Progressive car insurance policy is cheaper than competitors’ coverage.

Progressive’s roadside assistance package includes standard roadside services such as towing, lockout service, and fluid delivery. It also includes some non-typical coverage such as electric battery coverage and even roadside assistance for RVs and boats. Overall, we think this is a quality policy add-on for customers who already insure their vehicles with Progressive, but it may not be worth switching to Progressive just to receive.

Don’t Miss: Oxidation On Boat

Our Recommendations For Roadside Assistance

Roadside assistance coverage is not very expensive and can easily pay for itself. Think about how often you’ve had to use a towing, winching, or locksmith service in the past. If it is at least once every few years, a roadside assistance add-on may be worth it.

While the Progressive roadside assistance program compares well with competitors’ programs, we dont recommend choosing a car insurance provider based on the emergency roadside assistance program alone. Decide which types of car insurance you need for your primary policy and go from there. You can compare quotes from top auto insurance companies by calling or by entering your zip code below.

We think that Progressive, Geico, and AAA have some of the best roadside assistance options, and we’ve rated each of these companies highly among insurance providers more generally as well.

Where Can I Learn More

As always, read and compare the fine print before making a final decision. Both Seatow and TowboatUS offer more information on their websites and by phone.

Know what is covered, know what isnt, and choose the service that is best for you.

Whatever decision you make, when it comes to coverage, remember: it is better to have it and not need it than to need it and not have it.

Don’t Miss: How To Clean Mildew Off Boat Seats

Does Aaa Have Travel Trailer Insurance

AAA has always been known for helping drivers out no matter where they are along the road. Whether giving roadside assistance or just assisting with insurance, AAA is there to help. For those with travel trailers or RVs, you may be wondering if AAA has the insurance to cover you.

So, does AAA have travel trailer insurance? AAAs vehicle insurance has policies that extend to cover not only automobiles but travel trailers and other recreational vehicles. Members of AAA RV Plus or of Premier RV may receive more benefits and discounts than the average insurance members.

No matter where you go and no matter what you are driving or towing, the AAA insurance company has policies and member benefits to help you along the road! Want to know more about the policies and prices of a AAA travel trailer insurance? Continue reading to find out!

How Much Do Roadside Assistance Plans Cost

First, check to see if your car manufacturer, lender, or insurance carrier offers roadside assistance for free or low cost. If not, you could pay between $30 and $240 per year for membership, depending on the plan you choose. Some plans charge per use, while others have coverage limits to keep in mind. Youll need to pay any costs that exceed those limits.

Don’t Miss: How To Pick The Right Boat Propeller

Re: Aaa For Boat Trailers

Check with your boat insurance co. What I have been told is that my baot insurance will cover the boat towing if the tow vehicle breaks down. The reason they will do this is because they do not want your boat to be sitting there , unguarded on the side of the road waiting for someone to borrow it. That would cost them a lot of money in a claim. Once again, check with your boat insurance person. You might save some money.

Bugs

Aaa Roadside Assistance Plans

AAA Basic and Plus members who are in a collision up to 100 miles from home qualify for the trip interruption benefit, while Premier members can receive the benefit for a wider variety of reasons. Basic and Plus memberships also include daily credit monitoring, lost wallet assistance, and bicycle assistance up to the plan’s towing limits. Premier members receive these perks, too, as well as $10,000 in identity theft insurance and coverage for motorcycles, RVs, and trailers.

Also Check: Diversey Harbor Slip Rates

Protection For Recreational Vehicles & More

Add more protection to your membership with AAA Plus RV and Premier RV coverage. Adding this valuable protection to your membership extends your service calls per membership year to include RV trailers, RVs and other eligible vehicles.

Vehicles covered with Plus RV & Premier RV memberships

RVs: Motorhomes travel trailers dual-wheel campers and dual-wheel, unloaded pickup trucks with or without campers.

Motorcycles: Flat tire service, towing and fuel for the motorcycle you are driving.

RV Trailers: Travel trailers, boat trailers, utility trailers, unoccupied livestock trailers and trailers designed for the purpose of transporting personal watercraft.

Additional coverage with Premier RV membership

Specialty Vehicles: ATVs, dirt bikes, snowmobiles and dune buggies.

Extended Towing: One tow up to 200 miles, and remaining tows up to 100 miles each.*